Medicare 911


Serving Clients Since 1992

Our Vision for you.

Medicare911 By utilizing extensive research and disciplined risk management techniques, Medicare911 helps individuals and families with their retirement goals. Our focus is on doing what is best for our clients’ health and wealth.

Cliff Joiner, Owner of Medicare911, believes that by providing our clients the best products, services, and the highest rated companies available, success and protection will follow and that our success as a business is based upon your success as a person. It’s our pleasure to serve you in all of your health and retirement goals so you have the best retirement possible.


Get in touch

We at Medicare911 know that finding the right representative is a choice not to be taken lightly. That’s why we offer free consultations to walk you through your needs, the scope of your goals, and your budget.

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  Mr. Clifton Joiner

 Mr. Clifton Joiner


Cliff Joiner

Clifton T. Joiner is the owner of JOINER & JOINER and Medicare911

Florida State University, Bachelor of Science in Risk Management and Insurance

University of South Florida, Health Care Risk Management

Licensed: Life, Health, Variable Annuity, Property and Casualty
A+ rated business with the Better Business Bureau
Serving S.W. Florida for over 20 years.



Florida State University
B.S., Risk Management and Insurance 1992

University of South Florida
B.A., Health Care Risk Management, 1995


• Life Insurance & Variable Annuity
• Health Insurance
• Property & Casualty


•Health Care Risk Management